One Hundred Percent Mortgage Finance

Home100 - 100% Mortgage Finance

Using a mix of first and second mortgages we are able to provide
100% mortgage finance for properties up to $400,000 throughout
New Zealand. The Maximum second mortgage is $20,000

Applications should ensure they have no outstanding credit issues
We are looking for good serviceability and stable employment history.

Clients with poor credit records need not apply.
Clients under the age of 21 will need a guarantor with property.

Our standard split is 95% first Mortgage approved by a non bank
lender such as NZ Finance plus a 5% second mortgage provided by a second tier lender.

First mortgage rates are standard published 3 year fixed rates.
Second mortgage rate is circa 19% which is why it is limited to
5% of the mortgage debt.

You may pay off the second mortgage anytime you wish, the
early repayment fee is only $20.

All loans are subject to application, credit checks and lending criteria. Approval is not guaranteed.

Mortgage Brokers may apply for second mortgages however it
should be noted that no commission is payable on the second mortgage.

Mortgage Brokers must submit by email or fax......
1. first mortgage approval to 95%, application & supporting information including last 3 months bank statements.
2. Borrower vehicle registration numbers.
3. Copy of drivers licenses at 200%